Rod Adkins, Owner/Broker

     January 2012, hope your dreams and goals for the prior year were accomplished. If not, there can be alot said for "new beginnings". There is know better time then the present to re-kindle the fire and chase our purpose in life. That in mind, since 1984 we've been serving moms, dads, the employer, the employee and the elders of our community with their healthcare, estate & financial security needs. 
     A wise man once said, "Plans fail for lack of counsel, but with many advisers they succeed". Please call for assistance, health insurance is expensive and we have fresh ideas in addressing todays out of site premiums.
     In addition there are many solutions in resolving legacy and the next of kin issue inside the family. The Tax-Free Cash of a Life Insurance policy is an option that can make a challanging season a little easier. We attempt to provide new and creative ways in preparing for the changing times in our lives. You might be suprised how economical resolving legacy issues might be.
     We update our newsletter section on a semi-monthly to monthly basis. Current events change, so check back often, and always feel free to call, you might be glad you did!

- Rod Adkins

 

 
Calculators

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

Long-Term Care Self Insurance

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Disability Income Insurance

How much Disability Income Insurance do you need?

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Newsletters

HOT TOPIC: Why Global Investors Are Worried About European Debt

European officials are working on a bailout deal to help debt-laden Greece avoid default, but some are worried a broader eurozone financial crisis may be waiting in the wings. How likely is a Greek sovereign debt default, and how could it affect European and U.S. financial markets?

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

Why You Want to Know How Much Your Business is Worth

An up-to-date valuation may seem like an unnecessary expense for a small business, but it could prove to be invaluable to achieving long-term goals. Knowing the current value of a business can affect how an owner might approach everything from retirement to estate conservation to a succession strategy.

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